Gary S. Austin

Beach First National Bancshares, Inc. provides banking services. Its principal activity is to provide banking services through its subsidiary, Beach First National Bank. The deposits accepted include checking accounts, commercial accounts, savings accounts and other time deposits. The loans offered include real estate, commercial and consumer loans. In addition, the Group provides cash management services, safe deposit boxes, travelers' checks, direct deposit of payroll, social security checks and automatic draft for various accounts. The Group also provides MasterCard and VISA credit cards. The services are provided to businesses, professional concerns and individuals in Myrtle Beach. The company was founded on March 26, 2007 and is headquartered in Myrtle Beach, SC.

Main Street Banks, Inc. is a community-banking organization based in metropolitan Atlanta, provides a broad range of banking, brokerage, insurance, mortgage and payroll products and services through its 23 banking centers located in eighteen of Georgia's fastest growing communities. The company is headquartered in Atlanta, GA.

RBC Venture Banks, Inc. is a full service commercial bank headquartered in Rocky Mount, North Carolina. The bank is a subsidiary of RBC Financial Group. Their ultimate parent is the Royal Bank of Canada (NYSE: RY).

The Group's principal activities are to provide commercial and retail banking, consumer finance, asset management, mortgage financing and payment processing services. The asset management includes both institutional asset and personal wealth management. The Group also provides home equity line of credit which consists of revolving lines of credit secured by residential real estate. Other consumer loans include installment loans for automobiles, boats and recreational vehicles, student loans. The Group provides credit card services and insurance services also. As on 31-Dec-2007, the Group operates through 1,400 branch banking offices and 4100 retail and wholesale mortgage offices located throughout the United States. On 05-Jan-2007, the Group acquired Fidelity Bankshares, Inc.