James L. Pate

Coastal Banking Co, Inc. engages in the provision of a full range of consumer and business banking services. It operates through three segments: Community Banking, SBA Lending, and Mortgage Banking Operations. The Community Banking segment provides traditional banking services offered through the bank's full service branch locations in Lady's Island and Port Royal, South Carolina; Fernandina Beach, Florida; and Meigs, Georgia. The Mortgage Banking Operations segment originates residential mortgage loans through a network of independent mortgage brokers, a national network of traditional retail mortgage lending branches, an internet leads based retail loan origination branch, and retail mortgage lending through the bank's deposit branch locations. The company was founded on June 8, 1999 and is headquartered in Beaufort, SC.

CBC National Bank is a nationally chartered commercial bank. The company is based in Fernandina Beach, FL.