Jean-Marc Nicolas

Quatrem Assurances Collectives SA (Quatrem) is the insurance subsidiary of Groupe Malakoff Mederic in France. The firm is located in Paris and was established in 2000 as a joint-venture between Médéric Prévoyance and MMA-Mutuelles du Mans Assurances. Quatrem provides group insurance covering health insurance, personal risk, life and disability, as well as pension and employee savings. Their assets are managed by the asset management firms Fédéris Gestion d'Actifs, majority-owned by Groupe Médéric, and MMA Finance, a subsidiary of the MMA group.