Joseph P. Orefice

The Group's principal activity is to provide a wide range of banking services to individuals and businesses. It attracts deposits from the general public through fifteen full service banking offices. It provides residential and commercial real estate mortgages, construction loans and variety of consumer loans. It also provides a variety of investment, trust and estate planning services and serves as trustee, executor and executor agent for bank customers. It operates in 15 branch offices located on a broad arc stretching from Medford and Everett in the south, Dracut in the north, and Westford in the west.