Juan Guillermo Sabater

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Santander Consumer Finance Ltda. engages in the provision of automotive financing operations. The firm specializes in the leasing of movable and immovable property, the collection and factoring operations, as well as the purchase, sale, and investment in shares, bonds, debentures, invoices, bills, and promissory notes. The company was founded on September 12, 2007 and is headquartered in Santiago, Chile.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.

Stonehill Capital Management engages in the management and operation of a federally chartered savings bank. Sovereign Bank's primary business consists of attracting deposits from its network of community banking offices, and originating small business and middle market commercial loans, multi-family loans, residential mortgage loans, home equity loans and lines of credit, and auto and other consumer loans. The company operates its business through the following segments: Retail Banking, Specialized Business, Corporate, and Global Banking. The Retail Banking segment is primarily comprised of its branch locations and residential mortgage business. The Specialized Business segment is primarily comprised of leases to commercial customers, national commercial real estate lending group, and indirect automobile lending group. The Corporate segment provides the majority of Sovereign Bank's commercial lending platforms such as commercial real estate loans and commercial industrial loans and also contains the company's related commercial deposits. The Global Banking segment includes business with large corporate domestic and foreign clients. It was founded in 1987 and is headquartered in Boston, MA.