Santiago Carbó Valverde

Fundación de las Cajas de Ahorros (FUNCAS) is an independent Spanish research firm which was founded in 1980. Headquartered in Madrid, the firm is dedicated to economic and social research and its dissemination, promoting interaction between the academic sphere and the real economy. FUNCAS is responsible for monitoring of the Spanish economic situation at the national, regional and European level and the short-term forecasts of the macroeconomic aggregates and the main indicators.

Cecabank SA is engaged in the provision of financial, technological and consultancy services and products to savings banks, associated organizations, banks and other customers in the financial sector. The company was founded in 2012 and is headquartered in Madrid, Spain.