Albert Joseph Gutierrez

Atlas Capital Advisors LLC (Atlas) is an independent, privately owned wealth management firm and SEC-registered investment advisor headquartered in San Francisco, California. The firm was founded by Jonathan Tunney in 2003. Atlas provides investment advice to individuals and family offices; pension and profit-sharing plans; trusts, estates, foundations and charitable organizations; and corporations or other business entities.

Newfleet Asset Management LLC is a SEC-registered investment advisor headquartered in Hartford, Connecticut. They are a wholly-owned subsidiary of Virtus Partners, Inc., which is owned by Virtus Investment Partners, Inc. (NASDAQ: VRTS). The firm was founded in 1989 by Gail Seneca and they were formerly known as SCM Advisors LLC and as Seneca Capital Management LLC. Newfleet Asset Management provides investment management services to foundations, endowments, trusts, pension and profit-sharing plans, corporations, public funds, multi-employer plans, open-end investment companies, closed-end funds, Exchanged Traded Funds, UCITS, registered investment advisers, a CDO and a CLO which are considered private clients.

Part of CNO Financial Group, Inc., Conseco Capital Partners LP is an insurance holding company. The company is based in Carmel, IN.

Luminent Mortgage Capital, Inc. is a real estate investment trust, invests primarily in US agency and other highly-rated, single-family, adjustable-rate, hybrid adjustable-rate and fixed-rate mortgage-backed securities. Luminent Mortgage Capital was incorporated in April 2003 and is headquartered in San Francisco, CA.