Lázaro A. Fernández

Banco Santander Puerto Rico provides commercial banking services to corporate and individual clients. It offers loans, mortgages, financing, checking accounts, savings accounts, insurance, investment advisory, and portfolio management. The company was founded in 1976 and is headquartered in San Juan, Puerto Rico.

Santander Bank, NA engages in provision of financial products and services. It offers retail banking, mortgages, corporate banking, cash management, capital markets, trust and wealth management, and insurance. The company was founded in 2013 and is headquartered in Wilmington, DE.

Young Presidents' Organization, Inc. is a global leadership community of over 30,000 chief executives from 142 countries. The non-profit company is based in Irving, TX and has a global presence of subsidiaries in several regions. The company's mission is to help its members become better leaders and better people. The company was founded in 1950 by Ray Hickok, Khalid Mohamed Jassem Kanoo. Thayer Smith has been the CEO of the company since 2007.

Caribbean Financial Group Inc. is a finance services company. It is engaged in offering unsecured personal loans, retail sales finance, and related credit insurance services. The company was founded in December 2006 and is headquartered in Guaynabo, Puerto Rico.

X Square Capital LLC is an independent, SEC-registered asset management firm headquartered in San Juan, Puerto Rico. The firm was founded by Ignacio Canto in 2013 and they provide investment advisory services for individual and institutional clients through separately managed accounts. They also provide advisory services to the following funds: X2 Alternative Dividend Alpha Fund, Inc., X2 Opportunistic Debt Fund LLC, X-Square Balanced Fund LLC and X2 Cav Master, LP.

Professional Bank operates as a state charted commercial bank. It offers personal and business banking services. The firm also provides home, portfolio and conventional loans. The company was founded in 2008 and is headquartered in Coral Gables, FL.

Radius Bank Security Corp. provides financial services. It offers banking products and services to individuals, commercial, middle market and small businesses, union organizations and members, pension funds, municipalities, and not-for-profit organizations. The company was founded in 1987 and is headquartered in Boston, MA.

Bayboston Managers LLC (Bayboston Managers) is a private equity and venture capital firm founded in 2013 by Carlos Manuel Garcia. The firm is headquartered in Newton Centre, Massachusetts.

INSIGNEO Financial Services LLC provides investment services. The company is headquartered in Miami, FL.

Alta Wealth Advisors LLC (AWA) is an independent, SEC-registered investment adviser and wealth management firm headquartered in Woburn, Massachusetts. The firm was founded by Vincenzo Stuto in 2018. AWA provides advisory services to individuals, high-net-worth individuals, and corporations or business entities.

Founded in 1958, Merrill Lynch Piece Fenner & Smith, Inc. is an SEC registered broker/dealer located in New York City. The firm is a subsidiary of BAC North America Holding Co. and their ultimate parent is Bank of America Corp. (NYSE BAC).