Terry Osborne

First Citizens Community Bank engages in the personal and business banking products and services. It offers checking, savings, certificates of deposit, health savings, individual retirement, and money market investor accounts; term business, agriculture, business real estate, accounts receivable, small business administration, home equity, personal, auto, mortgage, home improvement, and private education loans; home equity, ready money, and business lines of credit options; letters of credit options, e-Statements and credit and debit cards. The company was founded in 1872 and is headquartered in Mansfield, PA.