W. Thomas Townsend

Essex Bank operates provides personal and commercial banking services. Its personal banking products and services include checking accounts; savings and money market accounts; credit cards; mortgages; lending; online banking; and certificates of deposit and individual retirement accounts. Its business banking products and services consist of commercial lending, credit cards commercial real estate loans, lines of credit, business bankers, and business accounts. The firm also offers mobile banking, electronic statements, and digital wallet facilities. The company is headquartered in Richmond, VA.

Community Bankers Trust Corp. is the holding company of Essex Bank, which engages in the provision of commercial banking and financial services. Its services include individual and commercial demand and time deposit accounts commercial and industrial loans, consumer and small business loans, real estate and mortgage loans, investment services, on-line and mobile banking products, and cash management services. The company was founded by Gary A. Simanson on April 6, 2005 and is headquartered in Richmond, VA.